No need to visit AWNIC’s office for claims – For ease, download our app here, message us on WhatsApp 97124185300, email customercare@awnic.com, or call us at 600 50 40 40.

You may proceed with repairs only after declaring the claim and obtaining AWNIC approval. 

Please immediately notify the police, as a police report is a mandatory requirement in such cases.

Claim settlements will be made through bank transfer (IBAN details required).

Typically includes coverage for trip cancellations, medical emergencies, lost baggage, and related expenses. Refer to AWNIC policy details for specific coverage and exclusions.

AWNIC coverage encompasses hospitalization, medical evacuation, and emergency treatment. Familiarize yourself with policy limits, pre-existing condition clauses, and the claims process.

Yes, you can, but earlier purchase may offer additional benefits for trip cancellation or interruption.

The cost varies based on age, trip duration, destination, coverage level, and optional add-ons. Consider pre-existing conditions and planned activities. Compare AWNIC quotes for the best fit.

CAR insurance is a comprehensive policy designed to provide coverage for construction projects. It protects contractors and project owners against a wide range of risks, including damage to the property, third-party liabilities, and various unforeseen events during the construction phase.

CAR insurance typically covers damage to the insured property (construction site), third-party liability claims, and loss or damage to construction materials, plant, and machinery, Principal’s existing & surrounding properties, Temporary Facilities on site etc.

Exclusions can vary project to project. It’s crucial to carefully review the policy terms to understand specific exclusions.

CAR insurance covers third-party liability arising from construction activities. This can include injury or damage to third parties and their property.

Yes, we offer flexibility in tailoring the coverage based on the specific needs of the contractor or project owner. Additional coverage options, deductibles, and policy limits can often be customized to suit individual requirements.

Premiums for CAR insurance are influenced by factors such as the project’s size, location, duration, construction methods, and the coverage amount. A risk assessment is typically conducted to determine the appropriate premium.

In case of an incident or loss, contact our claims team immediately and follow their claims process. Provide all necessary documentation, including photos, reports, and details of the incident, to facilitate a smooth claims settlement process.

EAR insurance is a specialized policy designed to provide comprehensive coverage for the erection or installation phase of projects involving machinery, plants, or equipment. It protects against various risks that may cause damage during the installation process.

EAR insurance is applicable to a wide range of projects, including the installation of industrial machinery, power plants, manufacturing units, and other types of infrastructure projects involving the erection of specialized equipment.

EAR insurance typically covers damage or loss to the insured property during the erection phase. This includes damage to machinery, plants, or equipment, as well as third-party liabilities arising from the installation activities.

CPM insurance is a specialized policy designed to provide coverage for the risks associated with owned or hired-in plant and machinery used in construction projects. It safeguards contractors and project owners against financial losses due to damage or theft of these assets.

CPM insurance covers a broad range of construction-related equipment, including but not limited to bulldozers, excavators, cranes, compressors, generators, and other machinery essential for construction projects.

Yes, CPM insurance typically covers damage to both owned and hired-in plant and machinery. It provides coverage for accidental damage and in some cases breakdowns & theft of the insured equipment.

Electronic Equipment Insurance is a specialized policy designed to provide coverage for electronic equipment and machinery against various risks, including accidental damage, breakdown, and other perils. It is particularly relevant for businesses heavily reliant on electronic devices and technology.

EEI typically covers a wide range of electronic equipment, including computers, servers, telecommunication devices, medical equipment, audiovisual equipment, and other electronic devices crucial to business operations.

EEI provides coverage for various perils, including accidental damage, fire, lightning, explosion, theft, burglary, breakdown, and other specified risks. The coverage can be tailored based on the specific needs and risks associated with the electronic equipment.